Perfect Choice Checking
| Free Checking with BIG INTEREST and so much more! |
| 2.00% Annual Percentage Yield (APY)* |
On balances up to $25,000 when all requirements are met |
| 0.50% APY* |
On balances over $25,000 when all requirements are met |
| 0.05% APY* |
On entire balance if requirements are not met for the cycle |
- Earn BIG Interest
- ATM Fee Refunds Nationwide
- No Monthly Maintenance Fee
- No Minimum Balance Requirements
- Free Online Banking
- Free BillPay
*$100 minimum to open account. This is a multi-tiered variable rate account. That means that we will apply a different
interest rate and ANNUAL PERCENTAGE YIELD (“APY”) to your account based on certain “eligibility requirements” and
balance tiers as follows: Interest rate and APY may change at our discretion, including as often as daily. When the
monthly account eligibility requirements are MET the APY on your account will be 2.00% on balances $25,000.00 and below.
On total balances greater than $25,000, the APY will range from 2.00% to 0.50%, depending on the daily balance. When the
monthly account eligibility requirements are NOT met, the interest rate and corresponding APY on your account will be: 0.05%
on all balances. Please see the Service Fee Schedule for additional fees and charges that may apply to your account. Perfect
Choice Checking eligibility: Must have a valid email address, and receive your statements electronically each month by accessing
Tri Counties Bank’s Online Banking service. Must have one Direct-Deposit, or make one ACH debit, or one electronic TCB BillPay
transaction during each qualification cycle. Must make a minimum of 12 “Qualifying Check Card point-of-sale transactions”
(“Qualifying Transactions”) per qualification cycle. “Qualifying Transactions” means check card point-of-sale transactions in which
Owner(s) use(s) Check Card to obtain customary goods or services (subject to review by Bank). “Qualification cycle” means a period
beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of
the current statement cycle. Limit one Perfect Choice Checking Account per primary account owner. Owner(s) must be at least 18 yrs old.
If you have met your eligibility requirements for the month, we will refund domestic ATM fees up to $5.00 per transaction and
$20.00 per qualification cycle. Other conditions may apply. See branch for details.
